Staying Home: How to Avoid Rent Late From Roommates

Last year I became a homeowner for the first time – exciting, isn’t it? Plus, I started managing my first rental property. You see, when I was in the process of buying a house I decided that I would split the cost of my mortgage by finding roommates. Fast forward a bit and I’ve got […]

Can a mortgage calculator lead you to your dream home?

typical mortgage calculator Standard mortgage calculators are useful, but they have limitations. For example, if you’re considering a variable rate mortgage, you’ll need to manually enter different interest rates to see how transfer rates will affect your payments. If you want to work backwards to determine how much monthly income you’ll need to buy a […]

most expensive US cities to live

12. San Diego, California the cost of living: 41.4% higher than US average Several California cities are on this list, and San Diego ranks first. While the West Coast’s sunny weather and gorgeous beaches make the city a hugely popular choice, it also comes with a slew of extra expenses. The media house cost over […]

Important financial tips for buying your first home

Secure a Pre-Approval Letter When it comes to getting a mortgage, qualifying for a loan is very different from actually getting approved. It’s easy to confuse the two terms, as lenders are all too happy to pre-qualify applicants. Unfortunately, pre-qualifying only provides an estimate of how much a lender would be willing to lend you […]

Best Ways To Add Value To Your Home

make the yard more attractive The front and back side of any house are the main areas. Many people judge a home based on what they see on the outside – so you want the front yard to be a great curb appeal. Likewise, the backyard should be attractive and should be a space that […]

Home Selling Checklist | walletgenius

Selling your home is all about maximizing its value. And that means taking steps to make sure your home looks its best. You want it to stand out from the crowd. The more attractive your home is to potential buyers, the more they will be willing to pay for it. This means a bigger return […]

Which Homes Hold Their Value Best During Recession?

Know Your Local Market In some cities the desirability of an area may change from block to block. That’s why it’s useful to know what the demand is – and where. For example, homes near Orthodox and Orthodox synagogues in some areas of the country will always retain their value. This is simply because Jews […]

bought a house? Don’t Forget About These New Expenses

utilities Utility costs are hard to forget, as they come with a bill each month. These include everything from water and electricity to your home telephone, cable TV and Internet services. In total, utilities can amount to $500 per month, and sometimes more. For this reason, it is important for potential homeowners to budget for […]

What is a Reverse Mortgage?

reverse mortgage pros A reverse mortgage can be a complicated financial product. On the other hand, they do have some potential benefits if you meet certain conditions. It doesn’t matter how you get the cash, as long as you’ve been living in the home as your primary residence, you’re generally not obligated to pay it […]

It’s time to start redefining what is a balanced market

in this article It is generally accepted in real estate that a “balanced market” has about six months’ worth of inventory. In other words, the sales for that month are equal to one-sixth the number of properties listed, so, all things being equal, it will take six months to clear that inventory. As Norada Real […]

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