10 Things to Do in Springfield, MA: A Newcomer’s Guide
Springfield, Massachusetts, is a city rich in history, culture, and natural beauty. Located in the Pioneer Valley region of Massachusetts, Springfield has a variety of unique experiences to offer all of its residents. From exploring the birthplace of basketball to exploring the local arts scene, there are many things to do in Springfield that are […]
FHFA first time home buyer mortgage rate discount: Explained
The first government relief program for first time home buyers is here. With mortgage rates at 20-year highs and home affordability deteriorating, the Federal Housing Finance Agency (FHFA) implemented conventional mortgage rate discounts for all eligible first-time buyers using Fannie Mae- or Freddie Mac-backed mortgages . This post covers all the details on the FHFA […]
Apex Home Loans names Leo Anjoliga as SVP of Home Loans
Maryland based mortgage lender Apex Home Loan Leo Enzoliega as its Senior Vice President of Home Lending. In his new role, Anzoleaga will be tasked with generating more residential mortgage business, fostering business partnerships and improving the customer experience. “What I’m most excited about joining Apex is not only the opportunity to work with an […]
Landlord Responsibilities: What to Know Before Renting
Rental housing laws exist to protect both landlords and tenants during the rental relationship. Both parties need a clear understanding of their rights and responsibilities under federal, state and local regulations. Rental property owners want to protect their assets and operate a profitable business. While tenants want to live safely and peacefully in their rental […]
Wells Fargo cuts 140 jobs as reporter exits Channel
Wells Fargo Correspondent cut more than a hundred jobs in its mortgage division this week following its decision to exit the channel and reduce its servicing portfolio. An Employee Adjustment and Retraining Notification (WARN) filed Jan. 18 in Illinois outlines the bank’s plan to implement layoffs that will affect 140 employees. Workforce reductions began Tuesday […]
10 Pros and Cons of Living in Oklahoma
Oklahoma, also known as the Sooner State, offers a unique mix of small town charm and a diverse experience for its residents. It is known for its rich Native American history and culture with 38 tribal nations and various historical sites and museums. Oklahoma boasts a wealth of natural beauty and scenic landscapes, and while […]
What is a no closing cost mortgage and how to get one
No closing cost mortgages are mortgages where the home buyer does not pay any of his fixed closing costs. Instead, the mortgage lender pays the closing costs on behalf of the buyer. No closing cost mortgages are sometimes called “zero-closing cost mortgages” or “no fee mortgages”—all of which are misnomers because there is no such […]
