13 Best Coastal Cities in Washington to Live in 2023
While you might immediately imagine evergreen forests and snow-capped mountains when you think of Washington, the state is also known for its breathtaking beaches. With great waves and rocky bays, kayaking and sailing, fishing and whale watching, these idyllic Washington coastal towns are top-notch. There are plenty of beach towns to check out in Washington, […]
HMDA Mortgage Data: 2023 Home Buyer Statistics
Welcome to our 2023 Homebuyer.com Home Mortgage Disclosure Act (HMDA) study. Homebuyer.com is a mortgage lender for first time home buyers. In our annual home buyer study, we present mortgage data derived from the 16.1 million mortgage applications placed by American home buyers last year and the 100.6 million mortgage applications since 2018. Our data […]
Should You Buy a Home in This Market? 11 things to consider
3. Down payment Almost every mortgage requires a down payment. Even if you are seeking an FHA loan, your down payment will be smaller – but still required. If you’re looking for a conventional mortgage, you may need at least 20% down to qualify. With the average home price in the United States reaching nearly […]
Do’s and Don’ts in Escrow for New Home Buyers
Many people will tell you that you really can’t time the housing market. However, I can tell you that last year at the start of the pandemic was one of the worst times to own a home. Dealing with the limited period known as escrow – the waiting period while the buyer’s money is held […]
8 Fun Facts About Spokane, WA
Spokane, WA, is rich in history, natural beauty, and unique attractions. In addition to its famous features, there are plenty of fascinating and fun facts that make Spokane a great place to explore. From being the birthplace of Father’s Day to hosting Hoopfest, the world’s largest 3-on-3 outdoor basketball tournament, Spokane has a wealth of […]
How to redecorate your home on a low budget
keep it personal Instead of buying expensive wall art from a store, consider making your own wall art. Not only will this save you money, but it will also add a personal touch to your home. If you’re not a great artist, you can sign up for one of those guided paint nights. (They’re surprisingly […]
What is Jumbo Loans in Pennsylvania 2023?
For many individuals and families, owning a home is the dream of a lifetime. However, with rising real estate prices, some may find themselves looking for financing in excess of the conforming loan limit. In this instance, you would have to apply for a jumbo loan. What is Jumbo Loan? a jumbo loan in Pennsylvania […]
how to win the home bidding war
I haven’t really talked about this publicly before, but we had to win a bidding war last year to buy our house. To make matters worse, this was just before the start of the pandemic, making everything all the more stressful. Luckily, we were successful and my family is now enjoying living in a bigger, […]
What is Jumbo Loans in Michigan 2023?
when it comes to buying home in michigan, buyers may have difficulty finding financing beyond the conforming loan limit. If this is the case, you may need a jumbo loan. no matter where your eyes are set house in grand rapids or a condo in detroitLet’s take a look at what a jumbo loan is […]
Real Estate Closing Costs, Explained
survey fee Another administrative aspect of the home pre-sale process involves professional surveying. During this stage, a surveyor visits the property to determine property boundaries to prevent future disputes with neighbors. This service is performed by a local professional, who is compensated through an itemized closing cost. title search fee Background title searches are a […]
